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EXECUTIVE BIOS

CHAIRMAN, PRESIDENT AND CHIEF EXECUTIVE OFFICER
Centex Mortgage, Title and Insurance Group, LLC


Timothy M. Bartosh is Chairman, President and Chief Executive Officer of Centex Mortgage, Title and Insurance Group. In this position, he oversees all operations of CTX Mortgage, Commerce Title, and Centex Insurance Agency.

Since joining CTX Mortgage Company in 1992, Mr. Bartosh has served as Assistant Vice President of Secondary Marketing, Vice President of Product Development and Vice President of Secondary Marketing. Most recently, he was Executive Vice President - Capital Markets for Centex Financial Services, Inc. He was elected President and Chief Operating Officer of CTX Mortgage Company in June 1999.

Prior to joining Centex, Mr. Bartosh was Vice President of Secondary Marketing at Murray Mortgage Company.

Mr. Bartosh received a B.B.A. from Southern Methodist University in Dallas, Texas.
Bartosh

Timothy M. Bartosh
Chairman, President and
Chief Executive Officer
Centex Mortgage, Title and
Insurance Group, LLC
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