AUTOMATED UNDERWRITING

Today, many lenders submit loan applications to computer-automated underwriting systems. We at CTX Mortgage have this same ability. However, one of the advantages of CTX is that we give our loan officers direct access to the underwriting systems. Some other lenders delay the process by having a separate underwriting department submit the loan. The borrower is needlessly left waiting for a decision. We want you to know the decision on your loan as soon as possible.

CTX also has another policy that benefits our customers. If the automated system rejects your loan or refers it to a human underwriter for further analysis, we will expedite the process to get a decision. The CTX underwriter will examine your situation to determine the available options to make that loan, if possible. If a loan is declined, we will have another CTX manager review the loan decision to be sure that it is fair and accurate, and that we have left no other options untried that might lead to a loan approval.


Back to Underwriting