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VETERANS ADMINISTRATION (VA) MORTGAGE INSURANCE
The Veterans Administration offers loans to United States armed services veterans (see “VA Loan Programs” for a description of general eligibility guidelines) and insures the lender against default, just as FHA-insured or PMI loans do. VA loans are different from FHA-insured or PMI loans because the VA offers the insurance coverage without any premium paid by the veteran, either at loan closing or monthly during the life of the loan. This VA insurance coverage is one of the most attractive features of a VA loan for qualified veterans.
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